Credit Card Industry Solutions

The credit card industry is growing at a fast pace, with rapid customer adoption, new regulations, and consolidation due to acquisitions and internationalization that are driving expansion. To keep pace with competition, card issuers need to constantly innovate and accelerate product introductions. Consequently, their IT systems must possess the flexibility to support product innovation and adapt to the various regulatory requirements of enhanced international operations.

Perot Systems possesses both extensive knowledge of the credit card industry and technology expertise. We can help you develop, maintain, and modify your existing systems to control costs, increase efficiencies, streamline operations, enhance security, adapt to market and regulatory changes, and gain competitive advantage.

For our customers in the credit card industry, we have:

• Enhanced the cards processing system of the world’s largest independent credit cards issuer to support a parameter-driven product definition
• Helped a large European bank reengineer its credit cards and payment applications to make it Euro-compliant
• Helped a leading U.S.-based credit card issuer migrate and reengineer its transaction data storage from a VSAM-based file storage system to DB2

Learn more about how Perot Systems is helping customers achieve business-building results — read our credit card services case studies.