As a financial institution, are you:

• Grappling with the ever-increasing need for faster, cheaper and more accurate means of making payments?
• Experiencing increased competition and the pressure to reduce margins from payments processing?
• Struggling with settlement cycles being reduced as the demand for real-time payments increases?
• Worried about the new regional regulations and more stringent risk management requirements like SEPA (Single Euro Payments Area) and AML (Anti Money Laundering)?

How We Can Help

Dell Perot Systems can help reduce the complexity of your payment operations, when experiencing issues.  We can help:

• Monitor payment transactions proactively to reduce risk
• Handle increasing electronic transaction volumes and support new channels, such as web payments
• Implement straight-through processing to reduce costs
• Consolidate payments system acquired through growth or acquisition
• Comply with regional regulations and stringent risk management requirements of SEPA in Europe, International ACH Transaction Rule in the U.S.
• Add new channels and players like non-banking institutions offering payments services

By collaborating with Dell Perot Systems, you may be able to:

• Reduce the time to market through Dell Perot Systems® solution accelerators
  Close

  Dell Perot Systems helps banks streamline payment systems by leveraging solution accelerators in the following areas:

  • Generic (any-to-any) message converter to reduce complex messaging interface requirements
  • Rule-based pricing engine to help reduce  revenue leakage
  • Centralized exception management to improve operational efficiency
  • Centralized repair and approvals to improve turnaround time
  • Common user pool toallow easy monitoring and administration of payments
• Lower operational costs through application and technology rationalization
• Outsource payment processing (Payments as a Service) to focus on core business
• Facilitate cross-border transaction activity, including remittance flows
• Transform legacy payments systems
• Integrate disparate payments processing systems
• Increase transparency to reduce the risk of fraud
• Shorten payment cycles
• Service real time payments quickly
• Increase margins from payments processing

Dell Perot Systems can provide a spectrum of services , based on extensive payments domain knowledge and blended technology expertise. We have worked extensively with all the key players of the financial services industry.

Close

	Advisory	Development/Implementation	Quality Assurance
Payments System Enhancement	Application assessment for SWIFT annual mandatory releases	Application development and enhancement for regulatory compliance with SEPA, International ACH Transition Rule Development of applications for web payment initiation, messaging routing and forwarding, exception and returns processing etc. Development of interfaces with ACH (Automated Clearing House), RTGS (Real Time Gross Settlement), Image Exchange, new submission channels and various SWIFT message formats in addition to proprietary message formats.	Independent verification and validation for functionality, integration, performance, component, regression testing of payments applications/ third party products/ interfaces etc
Payments System Transformation	Payments Systems Re-architecture - including payment hub implementation	Re-engineering and management of retail and corporate payments infrastructure Systems integration to ensure straight-through processing of payment	Development of customized test strategy as per customer requirements Leverage re-usable test scenarios to help reduce testing effort and time.

Payments System Enhancement:  Enhancing your current payment system for regulatory compliance, integration of multiple applications, and inclusion of new channels.

Payments System Transformation: Step-wise transformation of your payment operations to create a technology agnostic payments HUB, bringing long term benefits of higher efficiency, and reduced cost.