The card industry is at a turning point. On one hand, the card industry players are identifying ways of increasing revenue by launching innovative products and services and on the other hand they are trying to reduce their risk exposure.
| Acquirer |
Processor |
- Acquirer Management
- Merchant Management application
- Development and support of Merchant Commission calculation engine
- Re-engineering of Cards Transaction Authorization and Switching application
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- Expertise on Cards Clearing and Settlement systems
- Supporting Dispute and Chargeback management systems
- Network and Cards Scheme rule compliance
- Experience of handling message formats such as ISO 8583, APACS 30
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Do you want to enhance or transform your card system by
- Discovering new ways of leveraging advanced technologies, such as smart cards and contactless cards
- Launching innovative, low-risk products, such as pre-paid cards and decoupled debit cards
- Creating value-added services and loyalty solutions to reverse declining credit card revenues
Dell Perot Systems can help you achieve these objectives while complying with strict industry regulations to avoid losses due to card related frauds.
How We Can Help
Dell Perot Systems provides a spectrum of services based on extensive cards domain knowledge and blended technology expertise, in order to strengthen your card-related business operations. We have worked extensively with all the key players of the cards industry. Our services can be divided into the following categories:
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Advisory |
Development / Implementation |
Quality Assurance |
| Cards System Enhancement |
- Impact analysis of cards applications to support various regulatory compliance such as UDAP, EMV, etc.
- Application assessment to include new products like prepaid cards
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- Customized solution development of cards related applications
- Application re-engineering services to enhance card processing functionality
- Enhancement of the existing cards processing system to understand, store, and route Integrated Circuit Cards (ICC) data required for cards processing and settlement with various payment networks and card schemes
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- EMV level 2 testing services
- Functional and performance testing of card applications
- Development of the scripting module to generate scripts required to configure ICC
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| Cards System Transformation |
- Portfolio assessment of cards processing applications for application and technology rationalization
- Development of comprehensive prepaid cards solution framework capable of managing multiple business models and entities
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- End to end application development, migration and support services for cards providers encompassing all products like credit, debit and prepaid cards.
- Card Pricing application transformation to introduce tier based interchange calculation and additional pricing parameters like Card Authentication, Terminal Parameters, Card holder verification method (CVM) etc.
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- Dedicated testing lab for independent verification and validation of cards applications
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Cards System Enhancement: We can enhance your current cards system for regulatory compliance, design and launch of new products, and inclusion of new partners. By collaborating with Dell Perot Systems, you may be able to:
- Increase your card processing capability
- Expand your portfolio through the launch of new products and services
- Comply to strict industry regulations, such as Europay Master Visa (EMV), PCI DSS (Payment Card Industry Data Security Standard) and UDAP (Unfair and Deceptive Acts or Practices)
Cards System Transformation: We can transform your cards system to accommodate business growth, enhance security to minimize fraud, and attain a broader geographical reach. Hence, by collaborating with Dell Perot Systems, you may be able to:
- Promote customer loyalty through integrated loyalty programs
- Reduce operational costs through application and technology rationalization
- Gain market leadership through the quick launch of innovative card products
Learn more about how Dell Perot Systems uses technology innovation in cards systems to help you increase revenue, achieve regulatory compliance, and launch new products.